Last updated: September 2026
By registering for an account and using AbcPay, you agree to be bound by these Terms & Conditions and all applicable policies referenced herein.
Registration under a sponsor's Member ID is free. To activate your account and become eligible to sponsor others, you must pay a one-time Subscription Fee of ₹2,000, valid for 1 year. Renewal each year costs ₹2,000. The company reserves the right to approve, reject, suspend, or block any account at its discretion for policy violations.
Refer Income, Investment Income, Generation Income, and Rank & Reward are paid according to the qualification criteria and rates published on our Income Plan page, which may be revised by the company from time to time. Past earnings are not a guarantee of future payouts.
Investment deposits are subject to a minimum amount and earn a monthly return as published on the Income Plan page, credited to your Earning Wallet up to a lifetime cap of 2.5x your deposit amount. Once this cap is reached, no further returns are paid on that deposit.
Withdrawal requests are held from your Earning Wallet balance upon submission and are subject to admin approval. The minimum withdrawal amount is ₹500, a 5% charge applies, and requests can only be submitted on the 1st date of every month. Rejected requests are refunded to your balance.
You are responsible for keeping your login credentials confidential. Each account may only be logged in from one active session at a time; a new login elsewhere will end any existing session.
Members may not misrepresent the business opportunity, create duplicate/fraudulent accounts, or manipulate the network structure to generate ineligible income.
The company may update these terms periodically. Continued use of the platform after changes are posted constitutes acceptance of the revised terms.
Financial Management (Chief Financial Officer): Mr. Ibrahim Ali Khan.
Partner Bank: YES Bank (via NPCI — National Payments Corporation of India).
Company Bank Account: Union Bank of India, where all team funds are safely deposited.
Questions about these terms can be sent via our Contact Us page.